Finance Department

If you are interested in getting a new car at a Kia dealer near Johnstown, Ebensburg, or Blairsville, Pennsylvania, then you are going to want to check out the selection at Team Kia. At our dealership, we carry an exciting selection of new Kia vehicles, one of which might be your dream vehicle.

When you find a vehicle you like, you will want to choose the right payment method. When you need help finding the payment method that fits your budget, then you should get in touch with our finance center. Here is how we can help you finance or lease your next vehicle.

The two black methods of paying for a new vehicle are leasing and financing. Both of these methods offer their own benefits.

When you lease a vehicle, you pay the dealership for the right to drive it. You don't own the vehicle, but you can drive it as much as you want for the duration of the lease. When the lease ends, you have three options: return it, trade it in for a new vehicle to lease, or buy the vehicle outright.

When you finance a vehicle, you take out a loan so that you can buy it right away. When you finance a vehicle, you own it immediately. You do have to pay back the loan over time, but the vehicle is yours.

Handling your Kia purchase or lease online is straightforward and designed to fit your schedule. Start by browsing our website to explore our Kia inventory. From the sporty Kia K5 to the versatile Kia Sportage, you can filter by model, features, and more to find the vehicle that suits your needs.

Once you've chosen your vehicle, you can estimate your monthly payments and see how different financing or lease options fit your budget. Whether you want to purchase, lease, or finance, our finance team is available to answer questions and help guide you through the process based on your preferences.

If you have a current vehicle, our online trade-in tool lets you enter its details to receive an estimated market value, helping you plan your next steps. When you're ready, complete our secure online finance application to get pre-approved for your selected vehicle.

A detailed Finance Summary outlines your estimated payments and options, giving you the information you need before visiting the dealership. With these online tools, you can manage much of the car-buying process at your own pace, with support from our finance center whenever you need it.

Looking to make your next vehicle more affordable? Selling or trading in your current car at our dealership is a simple way to put value toward your next purchase. Start by using our online appraisal tool to get an accurate estimate of your vehicle's worth.

Once you have your estimate, bring your vehicle to our dealership, and our team will complete the trade-in process quickly and fairly. The value of your current car can then be applied directly toward the purchase of a vehicle from our inventory, helping lower your out-of-pocket cost and streamline the buying process.

Trading in your vehicle is designed to be straightforward and convenient, giving you more flexibility when choosing your next ride.