5 Reasons to Finance Your 2025 Kia at Your Kia Dealership

December 01, 2024 · 3 min read

Getting car financing can be tough for some people, particularly if you don't have the best credit score. It's sometimes not a walk in the park for people with great credit scores, either, as weighing your financing options from various lenders can be time-consuming. The process is simplified if you seek financing through the Kia dealership instead.

5 Reasons to Finance Your 2025 Kia at Your Kia Dealership

1. It's Very Convenient

Shopping around for a loan takes time. You have to visit different banks to get different offers by yourself. That means a lot of time spent traveling from place to place or going on different lenders' websites and filling out multiple applications. Getting financing from your dealer eliminates all those steps, as your dealer does everything for you. You fill out a single application, which is sent off to multiple lenders, and that's it.

2. It's Got Less Paperwork Than Other Financing Options

When applying for a loan through a bank or credit union, you often have to fill out lots of paperwork throughout the process. When applying for a loan from your local dealership, there's a lot less of that. If you apply for a loan and get pre-approved online, then the bulk of your work is done. There's also very little paperwork to sign once you get the financing for your car.

3. It's Great for People with Poor Credit

Acquiring a car loan from a bank or credit union can be very difficult when you have poor credit. You may not be able to qualify for one at all depending on your credit score. It's typically easier to get approved for financing when you apply at a dealership, as dealerships are a little more lenient and often approve loans when people with lower credit scores.

4. It's Got Incentives If You Have Excellent Credit

People with excellent credit can also benefit from getting a loan through a dealership. You'll sometimes come across special offers from dealerships offering loans on certain vehicles with little to no interest. If you have a great credit score, then you may qualify for one of these low/no-interest loans.

5. It's Fantastic If You Don't Like Limits

Banks and credit unions sometimes require you to choose a car sold by a specific dealership or a selection of dealerships they have pre-existing business relationships with. This can limit your options, especially if none of those dealerships have the car you want in stock. If you pick the car you want first and then apply for financing through your dealership, then you have a much better chance of getting the exact car you desire.

Want to speak to someone from our finance department? Visit Team Kia in Johnstown, PA today.

Apr 17, 2025

Explore Efficiency with the 2025 Kia Niro Plug-in Hybrid

Blending a gas engine with an electric motor, the 2025 Kia Niro Plug-In Hybrid is perfect for drivers seeking the best of both worlds. This efficient system delivers impressive capability, while the comfortable interior comes with a wealth of smart tech features that will transform each journey into an unforgettable experience. 2025 Kia Niro Plug-In Hybrid Performance Designed with urban mobility in mind, the new Kia Niro PHEV boasts an efficient powertrain that pairs a 1.6L 4-cylinder engine with a full-parallel electric motor for a combined net output of 180 horsepower and 195 lb-ft of torque. This system delivers spirited driving dynamics on asphalt, while the front-wheel drive system paired with standard 16-inch wheels provides great traction on dry and wet surfaces alike. Driven in hybrid mode, this stylish crossover boasts fuel economy ratings of 108 MPGe combined. Used on its own, the gas engine provides 104 horsepower and 106 lb-ft of torque, while the 83-hp electric motor offers 150 lb-ft of torque and 33 miles of all-electric range. A six-speed dual-clutch automatic transmission is standard, providing sporty driving dynamics. more Comfort and Convenience Whether you have to face long commutes to work or weekends on the road, the 2025 Kia Niro PHEV will keep everyone in the car comfortable. A 10-way power-adjustable driver's seat with two-way lumbar support makes it easy to adjust comfort. The front passenger gets a six-way manually adjustable seat, and both of you will enjoy heated seats for enhanced cold-weather comfort. Heated rear seats are optional, while ventilated front seats and driver's seat integrated memory are standard on the upper trim. To keep the temperature comfortable inside the cabin, this model also comes with solar control glass, while a heated windshield and heated rear defroster bring cold-weather convenience. The Niro PHEV also comes standard with SynTex seating surfaces and colored ambient lighting, giving a cool look to the cabin. Cutting-Edge Technologies As expected from a modern Kia, the new Niro PHEV boasts a 10.25-inch infotainment touchscreen with navigation and a digital instrument cluster. The Kia Connect mobile app integrates with your compatible smartphone, bringing Kia's latest connected car technologies to the palm of your hand. The app includes remote vehicle access and maintenance alerts, among others. Standard voice recognition and Bluetooth connectivity enable hands-free calls and audio streaming. Kia also equips this model with a wealth of driver assistance technologies, boosting your confidence on the road. Versatile in all the ways that matter, fun to drive, and affordable, the 2025 Kia Niro PHEV is a compact crossover you have to try for yourself. To explore all its features, schedule a test drive today at Team Kia in Johnstown, PA. Our team will be here to answer any questions you may have.

Mar 27, 2025

4 Versatile Features of the 2025 Kia Carnival

Combining class-leading passenger and cargo space with a rugged new look, the 2025 Kia Carnival is a great choice for busy families. It comes with impressive features that keep you connected and safe, plus a warranty that protects your powertrain for years to come. 4 Versatile Features of the 2025 Kia Carnival 1. Spacious and Comfortable Cabin With the Carnival's five available trim levels, you can choose a configuration that's perfect for your family, like seating for seven or eight. When you choose an eight-passenger model with a second-row bench, Slide-Flex seating allows the middle seat to be moved forward and back, so you can take care of a child without leaving your own seat. Every Carnival also comes standard with tri-zone auto climate control, with separate temperature settings for the driver, front passenger, and rear passengers. Whether you need to carry groceries, luggage, or gear, the Carnival's spacious cargo area can accommodate it with its 40.2 cubic feet of storage. When the day's tasks require even more space, you can fold down the 60/40 split third-row seats and remove the second-row seats to create best-in-class cargo space of 145.1 cubic feet. more 2. Safe Exit Assist The Carnival comes standard with an impressive list of driver assistance technologies to help you avoid danger on the road. With features like Safe Exit Assist, the Carnival continues to look out for your family's safety even after you've shut off the engine. This system monitors the road to detect vehicles that may be approaching from behind. If a vehicle is detected, Safe Exit Assist issues a warning so you can exit only after it's safe to do so. 3. Kia Connect Because life can get busy, the Carnival makes everyday tasks a little easier with a complimentary subscription to Kia Connect. This service lets you use your smartphone and the Kia Access app to check your vehicle's status and perform remote commands like remote start without returning to your car. It also keeps your infotainment system updated with Over-the-Air updates and navigation with real-time traffic data. With its 911 Connect, it can even send help automatically if an airbag deploys. 4. Infotainment Touchscreen Display A large, 12.3-inch touchscreen display clearly displays important information from audio settings to driving directions, so you can find the information you need quickly. To interact with your smartphone's apps or stream music, you can easily connect it using built-in wireless Android Auto or Apple CarPlay. EX and higher trim levels also include Passenger View and Passenger Talk, which enable you to speak to and see rear-seat passengers using the audio system and infotainment display. Do you want to learn more about the Carnival's family-friendly features? Get in touch with our sales department at Team Kia in Johnstown, PA, to get answers to your questions and schedule your test drive.

Mar 13, 2025

6 Advanced Safety Features in the 2025 Kia Lineup

All the 2025 Kia vehicles at our Kia dealership are packed with smart driver assistance tech that watches the road and warns you about potential hazards. From Your Kia Dealership: 6 Advanced Safety Features in the 2025 Kia Lineup 1. Forward Collision-Avoidance Assist Kia's Forward Collision-Avoidance Assist uses sensors and cameras to scan the road ahead for potential hazards. If the car ahead suddenly slows down or stops, and you're approaching too fast, this feature will alert you to hit the brakes. If you don't, it will automatically apply the brakes to prevent a crash. In most models, this tech also watches for cyclists and pedestrians on the road, as well as oncoming vehicles when turning at an intersection. more 2. Blind Spot Monitoring Systems Blind Spot Collision Warning watches your blind spot as you change lanes on the highway. If you indicate a lane change while there's a vehicle in your blind spot, you will get an alert warning you that it's not yet safe to cross over. If you've already started to switch lanes, Blind Spot Collision Avoidance-Assist can apply the brakes on one side. This helps you return to your lane safely and avoid a collision. 3. Lane Departure Warning Lane Departure Warning uses cameras to detect lane markings on the road. If you start to drift out of your lane without signaling, it sends out a warning so you can steer back into your lane. This feature comes in handy at night or when road conditions aren't great. It also helps you focus back on the road if you get a little distracted and start to drift. 4. Lane Keeping and Following Assist Kia's Lane Keeping Assist works alongside Lane Departure Warning to prevent a collision. It gently nudges the steering wheel to direct you back into your lane once you start drifting. If you struggle to stay centered in the lane while driving, you will love the Lane Following Assist feature on the 2025 Kia models. It monitors the lane markings and makes small steering adjustments to keep you centered. 5. Rear Cross-Traffic Collision-Avoidance Assist When backing out of a parking spot or driveway, Rear Cross-Traffic Avoidance-Assist has your back. It scans the road for vehicles approaching from either side and alerts you to hit the brakes to avoid a collision. The system can even automatically apply the brakes if you don't react in time. 6. Front and Rear Park Distance Warning Parking in tight spots is a breeze, thanks to Kia's Park Distance Warning. Ultrasonic sensors detect objects behind or in front of your vehicle. If you get too close to something, like a wall or another car, the system beeps to warn you. Would you like to see these safety technologies in action? Swing by Team Kia in Johnstown, PA, and test-drive your favorite 2025 Kia models.